Personal Umbrella Insurance

Personal Umbrella Insurance

Will You be Covered if it Rains or Pours?

Sometimes it rains. When it rains, we all appreciate having a trusty umbrella to help shelter us from the storm. Your personal insurance is no different. All of your various liability policies – whether it be auto, homeowners, personal/farm liability, or recreational vehicle – may not always be sufficient protection should you happen to find yourself in the heaviest of rain.

And sometimes it pours. In society, lawsuits are common and your personal insurance needs are not as simple as they once were. An IMT Personal Umbrella policy will provide your hard-earned assets that extra protection to assist you weather life’s gathering storms.

What is an Umbrella Policy?

An Umbrella policy is additional liability insurance (umbrella coverage) that provides you with liability protection in addition to your existing personal auto, homeowners, personal/farm liability, or recreational vehicle policies. You can purchase $1 million or more of additional coverage to help protect your assets if you are sued for some reason and are found liable for causing a catastrophic loss to others.

Additional Benefits

Besides the additional liability protection, a Personal Umbrella policy provides you with other benefits including personal injury and property damage protection for:

  • False Arrest
  • False Imprisonment
  • Invasion of Privacy
  • Non-deliberate Discrimination
  • Libel
  • Slander
  • Wrongful Detention of Property
  • Wrongful Eviction

Find out more about our Personal Umbrella policy and obtain a free quote by contacting your local IMT Independent Insurance Agent!

This is a brief summary of coverage and is intended only as an aid in selecting a policy. Review the actual policy for details on all coverages, terms, limits, conditions and exclusions, or contact your IMT Independent Insurance Agent for complete details.

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