Exterior of condominium complex on sunny day

Condo/Cooperative Unit Insurance

If you own a condominium or cooperative unit, the IMT Gem II Unit Owners program is for you. It provides even more coverage than our basic Homeowners policy.


If a covered loss involves other IMT personal lines policies, we will waive all applicable deductibles, except the highest one.

If you experience a covered loss (other than wind or hail) in excess of $20,000, your deductible will be waived.

Liability coverage for personal injury, including libel, slander, false arrest, or invasion of privacy.

In the event of a covered loss, we will replace your personal property without deducting for depreciation.

No matter what damage happens to your home or personal property, it will be covered unless it is specifically excluded. This broadens the coverage provided as compared to a typical policy that covers only specifically named perils such as wind, hail, fire, lightning, etc.

Find out more about our Condo/Cooperative Unit policy and obtain a free quote by contacting your local IMT Independent Insurance Agent!

This is a brief summary of coverage and is intended only as an aid in selecting a policy. Review the actual policy for details on all coverages, terms, limits, conditions and exclusions, or contact your IMT Independent Insurance Agent for complete details.

AM Best Better Business Bureau Facebook YouTube LinkedIn