Boat Insurance

Boatowners Insurance

You probably have insurance on your home and auto, but do you have the proper insurance coverage on your boat? Our Boatowners policy provides you with the proper protection so you can truly enjoy a nice relaxing day on your boat!

The Boatowners policy allows you to insure almost any type of recreational boat:

  • Bass Boat
  • Cabin Cruiser
  • Catamaran
  • Houseboat
  • Personal Watercraft
  • Pontoon
  • Sailboat
  • Ski Boat

Enhanced & Optional Coverages

Up to $50 for towing and labor arising from the disablement of a covered boat.

Covers medical expenses if you or any of your passengers are injured while riding in the boat, water skiing, or riding on an inflatable behind your boat.

Up to $1,500 for detachable boating equipment, boating accessories, fishing equipment, various types of personal property, and property of a guest. Loss settlement is on a replacement cost basis.

For boats up to 5 model years old. If your boat is totaled due to a covered loss, we will replace it with a current model year boat of the same make, model and covered equipment without subtracting for depreciation.

Protects you and your passengers from injuries sustained as the result of an uninsured or underinsured boat.

Available Discounts*

  • Boater Safety Course Completion
  • Diesel Fuel
  • Financial Stability
  • Multi-Boat

*Some discounts may apply to select individuals or coverages and availability may vary by state.

Factors that may modify the rating tier of your policy, resulting in a better rate:

Find out more about our Boatowners policy and obtain a free quote by contacting your local IMT Independent Insurance Agent!

This is a brief summary of coverage and is intended only as an aid in selecting a policy. Review the actual policy for details on all coverages, terms, limits, conditions and exclusions, or contact your IMT Independent Insurance Agent for complete details.

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