Riders on two ATVs

Power Sports Insurance

You provide the power and we will provide the peace of mind. No separate policies – no separate premiums. One place to insure all of your power sports vehicles.

  • ATVs
  • Dune Buggies
  • Golf Carts
  • Motorcycles
  • Mopeds
  • Segways
  • Snowmobiles
  • Power Sport Transport Trailers

Enhanced & Optional Coverages

Custom parts or equipment permanently added to your power sport vehicle by someone other than the original manufacturer. This coverage is automatically included for all motorcycles with a limit of $3,000 and automatically included for all other vehicle types with a limit of $1,000.

Pays the difference between the outstanding amount of a loan or lease agreement and the actual cash value of a motorcycle in the event of a covered total loss.

Up to $2,000 of coverage for your helmet and protective clothing such as leathers, riding boots, riding gloves, and protective eyewear damaged in an accident.

Towing of a power sports vehicle to the nearest qualified repair facility. This coverage is automatically included for all motorcycles with a limit of $50.

Up to $10,000 in Uninsured Motorists coverage for off-road vehicles while not on public roads.

Physical damage coverage for a power sports vehicle without collision coverage that is struck and damaged by an uninsured vehicle.

Available Discounts*

  • Continuous Motorcycle Coverage
  • Customer Loyalty
  • Financial Stability
  • Motorcycle Club/Association Membership
  • Motorcycle Electronic Disabling Device
  • Motorcycle Training Course Completion
  • Multi-Vehicle
  • Supporting Personal Auto Policy from IMT
  • Supporting Homeowners Policy from IMT

*Some discounts may apply to select individuals or coverages and availability may vary by state.

Find out more about our Power Sports policy and obtain a free quote by contacting your local IMT Independent Insurance Agent!

This is a brief summary of coverage and is intended only as an aid in selecting a policy. Review the actual policy for details on all coverages, terms, limits, conditions and exclusions, or contact your IMT Independent Insurance Agent for complete details.

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