Commercial Property

If you own a business, you need a Commercial Property policy that can protect the business you built, in the event your property is damaged by a covered loss.

What is Covered?

IMT recognizes the importance of protecting your businesses’ tangible and intangible assets. Affordable property coverages include buildings, business personal property, as well as your responsibility for personal property of others while in your care, custody or control. The base policy extends coverage for newly acquired or constructed buildings, newly acquired business personal property, personal effects and property of others, valuable papers and records, property off-premises, and limited coverage for outdoor property.

Coverage Enhancements

Your insurance policy can be flexible, just like your business is. We have packaged the most common Commercial Property coverages together in our Coverage Plus and Ultra Plus endorsements. Please see your local IMT Agent for details.

Optional Coverages

Business Income
Condominium Association Coverage
Condominium Commercial Unit-Owners Coverage
Electronic Data
Employee Dishonesty
Forgery or Alteration
Money & Securities
Ordinance or Law
Outdoor Property – higher limits and broader coverage
Peak Season
Sewer Backup
Spoilage Coverage

Find out more about our Commercial Property policy and obtain a free quote by contacting your local IMT Independent Insurance Agent!

This is a brief summary of coverage and is intended only as an aid in selecting a policy. Review the actual policy for details on all coverages, terms, limits, conditions and exclusions, or contact your IMT Independent Insurance Agent for complete details.