Small Business Insurance with The IMT Group

The Vet PAK on the Wadena BOP provides enhanced and tailored coverages for veterinarian offices, with the flexibility to increase or add optional coverages to meet the office’s specific needs. Insuring your veterinarian office with Wadena Insurance means protection for buildings, business personal property, and liability exposures. It also includes coverage for business personal property off-premises, signs, newly acquired buildings and personal property, and employee dishonesty. The Vet PAK has all the coverages to keep a business owner worry free!

Property Coverage

The Vet PAK recognizes the importance of protecting your business’ tangible and intangible assets. Available property coverages include:

  • Buildings
    • Limits automatically increase a minimum of 2% annually
    • Available at replacement cost or actual cash value – the choice is yours!
  • Business Personal Property
  • Blanket Coverage
    • Available for buildings, business personal property or combination of building and business personal property
  • Personal Property of Others included in Business Personal Property Limit

Liability Coverage

The increasing number of lawsuits and high costs of legal fees makes it more important than ever in today’s world to have the best liability coverage available. The Wadena BOP understands your concerns and has included the following coverages in its Vet PAK:

  • $300,000 limit for Bodily Injury, Property Damage, and Personal and Advertising Injury. Higher limits are also available.
  • $5,000 for medical expenses for anyone other than an insured who is injured on your premises regardless of fault.
  • Defense costs are over and above the limits listed in the policy.

In addition, the following coverages are offered for an additional premium:

Professional Liability Coverage

Professional Liability Coverage provides coverage for any negligent acts performed by a veterinarian, which is more important in today’s world than ever before, as clients expect more from professional service providers. They are quick to allege negligence, misrepresentation, or inaccurate advice when a professional’s performance falls short of their expectations.

Coverages designed specifically for a veterinarian and included in the VET PAK:

  • Animal Disposal Expense
  • Animal Preservation Expense
  • Lost Animal Advertisement or Reward
  • Owned Animals for Death or Destruction
  • Uncollectible Services for Loss of Animal

We would encourage you to find out more about our Vet PAK by contacting a local insurance agent today!