Even if you don’t own a home, you still need insurance protection. An IMT renter’s policy offers you coverage for your personal property while providing medical payments and liability coverage. It doesn’t matter if you rent an entire house or an apartment, an IMT renters policy will help you "Be Worry Free with IMT".
Would you be able to easily replace your clothing, furniture, electronics, appliances, and miscellaneous household items if they were destroyed in a fire or tornado? The value of these items can quickly add up to several thousand dollars.
According to the U.S. Department of Justice, rented households were burglarized at rates 79 percent higher than owned households.
If you accidentally cause an injury to another person or damage another person’s property, your liability coverage can help protect you. Your liability coverage extends to incidents occurring within your residence and elsewhere.
In addition to the coverages already mentioned, your renters policy will pay you additional living expense if you are unable to live in your rented residence because of a fire or other covered loss.
You may choose to have your personal property losses settled on an actual cash value basis or a replacement cost basis. If you elect the replacement cost option, there will be no deduction for depreciation.
You may be eligible for discounts on your renters policy and personal auto policy if both are insured with The IMT Group.
We would encourage you to find out more about our renters program and obtain a free quote by contacting a local insurance agent today!