Power Sports Policies Offered by The IMT Group

Motorcycle, ATV and Snowmobile Insurance with the IMT Group

Power + Protection = Perfection

New power sports insurance policies written by The IMT Group are automatically placed into our Wadena Power Sports program. You provide the power and we will provide the peace of mind. No separate policies – no separate premiums. One place to insure all of your power sports vehicles:

  • Motorcycles
  • Mopeds
  • ATVs
  • Snowmobiles
  • Golf Carts
  • Dune Buggies
  • Segways
  • Power Sport Transport Trailers

Enhanced and Optional Coverages

Customized Equipment – covers custom parts or equipment permanently added to your power sport vehicle by someone other than the original manufacturer. This coverage is automatically included for all motorcycles with a limit of $3,000 and automatically included for all other vehicle types with a limit of $1,000.

Safety Apparel – provides up to $2,000 of coverage for your helmet and protective clothing such as leathers, riding boots, riding gloves, and protective eyewear damaged in an accident.

Towing & Labor – covers the towing of a power sports vehicle to the nearest qualified repair facility. This coverage is automatically included for all motorcycles with a limit of $50.

Uninsured Motorists Property Damage – offers physical damage coverage for a power sports vehicle without collision coverage that is struck and damaged by an uninsured vehicle.

Loan/Lease Gap Coverage – pays the difference between the outstanding amount of a loan or lease agreement and the actual cash value of a motorcycle in the event of a covered total loss.

This is a summary of coverage. Review the actual policy for details on all coverages, terms, limits, conditions and exclusions.

In addition to our competitive rates, there are many discounts available. Following is a list of discounts offered within the Wadena Power Sports program:

Financial Stability – individuals with a favorable credit history will receive a discount.

Customer Loyalty – a discount is provided to customers based on the amount of time they have been insured continuously with any type of IMT Insurance or Wadena Insurance personal auto, motorcycle, or recreational vehicle policy.

Supporting Personal Auto Policy – customers who also maintain an IMT Insurance or Wadena Insurance Personal Auto policy will receive a discount.

Multi-Vehicle – insuring more than one power sports vehicle on your policy will save you money.

Homeowners Discount – customers who also maintain an IMT Homeowners policy will receive a discount.

Continuous Motorcycle Coverage – individuals who have maintained continuous motorcycle insurance for at least one year will receive a discount.

Motorcycle Electronic Disabling Device – motorcycles with an approved electronic disabling device will receive a discount on their comprehensive premium.

Motorcycle Club/Association Membership – motorcycles primarily driven by a member of an approved riding association receive a discount. A few examples of approved riding associations are the American Motorcycle Association, Christian Motorcyclists Association, Harley Owners Group, and Honda Riders Club of America.

Motorcycle Training Course Completion – motorcycles primarily driven by an individual who has completed or instructed a Motorcycle Safety Foundation Course or other state approved safety course will receive a discount.

We would encourage you to find out more about the Wadena Power Sports program and obtain a free quote by contacting a local Wadena Insurance agent today!