My Policy+ account

Don’t have a My Policy+ account? Create yours now!

By creating a My Policy+ account, you have access to a number of tools to assist you in managing your IMT policy, including:

• Easy access to pay your bill
• Enroll in paperless delivery of your billing notices and policy documents
• Check your claim status and history
• View your auto ID cards
• Print your policy declarations
• Safety and loss prevention tips

One-time payment (Online or Over the Phone)

Make a one-time payment here. Enter your account number and ZIP code, and click submit to get started.

To make a one-time payment on the phone, please dial 844-IMT-PYMT (844-468-7968)

Worry Free mobile app

Available for iOS and Android devices. Download from the App Store or Google Play.

Return envelope received with your billing notice

Mail a check, made payable to IMT Insurance, for the minimum due or any amount up to the account balance in the return envelope enclosed with your billing notice. Payment must be received by the due date noted on your billing notice.

EFT (Electronic Funds Transfer)* (Save $5 each month)

Monthly withdrawals from your bank account. We send you a notice prior to the first withdrawal. If the monthly amount doesn’t change, we will not send you a notice but will continue to withdraw from your account at the same time every month. If the monthly amount changes, we will send you a notice to inform you of the amount that will be withdrawn. No service charge is assessed with EFT withdrawals.

*Paperless billing option available in My Policy+.

Recurring credit card payment*

Monthly charges using your saved credit card information. We send you a notice prior to the first charge. If the monthly amount doesn’t change, we will not send you a notice but will continue to charge your account at the same time every month. If the monthly amount changes, we will send you a notice to inform you of the amount that will be charged.

*Paperless billing option available in My Policy+.

• $5 installment fee – Assessed with each billing notice, including recurring credit card payments, for policies billed directly to you. Policies set up on EFT are not assessed this charge nor is the first billing for renewals.
• $15 late fee – Assessed if we receive your payment after the due date on the bill. This fee is assessed on the next billing notice after your late payment.
• $25 insufficient funds fee – Assessed if we receive a non-sufficient funds payment from you.

Minimum due – The minimum amount owed on your bill to prevent cancellation. This amount includes any fees or service charges. If a change is done to any of your policies after a bill has been sent to you, please pay the minimum due of the current bill to avoid cancellation.

Account balance – The amount owed to pay off your account. This amount includes any fees or service charges.

Upon receipt – Used as a due date when the payment is already past due. Please remit payment immediately.

Additional billing help and definitions are available on My Policy+.