Specialty Business Insurance Policy Endorsements

Endorsement options for IMT's Business Insurance Policy

Grocery Store | Golf Course | Convenience Store | Car Wash | Motel | Veterinarian | Storage Units | Office Building

---

Grocery Store - Grocery PAK

PROPERTY COVERAGE

Insured on replacement cost basis or actual cash value:

• Buildings
• Business personal property, including inventory
• Computer Hardware and Software
• Money and securities
• Outdoor fixtures
• Personal effects, including personal property of employees
• Personal property of others, including employees
• Window glass

Back to Top

---

Golf Course - Par-fect PAK

PROPERTY COVERAGE

Insured on replacement cost basis or actual cash value:

• Buildings - including storage and cart sheds
• Business personal property
• Golf carts
• Groundskeeping equipment
• Outdoor fixtures
• Business personal property limits increase by 25% if you experience a loss during a peak season and have met certain conditions.

Back to Top

---

Convenience Store - Convenience PAK

PROPERTY COVERAGE

Insured on replacement cost basis or actual cash value:

• Buildings
• Business personal property, includes inventory
• Outdoor fixtures
• Personal property of others
• Outdoor signs
• Computer coverage
• Glass coverage
• Money and securities
• Personal effects, including personal property of employees

Back to Top

---

Car Wash - Auto Kleen PAK

PROPERTY COVERAGE

Insured on replacement cost basis or actual cash value:

• Buildings
• Business personal property
• Computer hardware and software
• Fences, awnings, and canopies
• Money and securities
• Outdoor fixtures
• Outdoor signs
• Personal effects, including employee personal property
• Valuable papers

Back to Top

---

Motel - Motel PAK

PROPERTY COVERAGE

Insured on replacement cost basis or actual cash value:

• Buildings - limits automatically increase 2% annually
• Business personal property, including inventory - the limit increases automatically 25% during a peak season if you have met certain conditions
• Computer hardware and software
• Outdoor fixtures
• Outdoor signs
• Personal effects, including personal property
• Valuable papers and records
• Exterior window glass and lettering

Back to Top

---

Veterinarian - Vet PAK

PROPERTY COVERAGE

Insured on replacement cost basis or actual cash value:

• Buildings
• Business personal property
• Money and securities
• Outdoor fixtures
• Personal effects, including personal property of employees
• Personal property of others

Back to Top

---

Storage Units - Storage PAK

PROPERTY COVERAGE

Insured on replacement cost basis or actual cash value:

• Buildings
• Business personal property
• Computer hardware and software
• Window glass and lettering
• Money and securities
• Outdoor fixtures
• Outdoor signs
• Personal effects, including personal property of employees
• Personal property of others (does not include renters of units)
• Valuable papers

Back to Top

---

Office Building - Office PAK

PROPERTY COVERAGE

Insured on replacement cost basis or actual cash value:

• Buildings
• Business personal property
• Computer hardware and software
• Window glass and lettering
• Money and securities
• Outdoor fixtures
• Outdoor signs
• Personal effects, including personal property
• Valuable papers and records

Back to Top