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To provide our customers with true value, our products are sold by local independent agents in Iowa, Illinois, Nebraska, South Dakota and Wisconsin.

Personal Umbrella Insurance

Personal Umbrella Policy Offered by The IMT Group

Will You be Covered if it Rains or Pours?

Sometimes It Rains. When it rains, we all appreciate having a trusty umbrella to help shelter us from the storm. Your personal insurance is no different. All of your various liability policies - whether it be auto, homeowners, personal/farm liability, or recreational vehicle - may not always be sufficient protection should you happen to find yourself in the heaviest of downpours.

And Sometimes It Pours. Our society is increasingly becoming more litigious and your personal insurance needs are not as simple as they once were. An IMT Personal Umbrella policy will provide your hard earned assets that extra protection to assist you weather life's gathering storms.

What is an Umbrella policy? An Umbrella policy is additional liability insurance (umbrella coverage) that provides you with liability protection in addition to your existing personal auto, homeowners, personal/farm liability, or recreational vehicle policies. You can purchase $1 million or more of additional coverage to help protect your assets if you are sued for some reason and are found liable for causing a catastrophic loss to others.

Additional Benefits

Besides the additional liability protection, a personal umbrella policy provides you with other benefits including:

Personal Injury and Property Damage Protection

False Arrest Protection

Libel Protection

Slander Protection

False Imprisonment Protection

Wrongful Eviction Protection

Non-deliberate Discrimination Protection

Wrongful Detention of Property Protection

Invasion of Privacy Protection

We would encourage you to find out more about our Personal Umbrella program and obtain a free quote by contacting a local insurance agent today!